You know hard work pays off; but when it comes to your health care costs, you receive no benefit for all your efforts to be as healthy as possible. And you have zero control over those costs.
The "healthcare" system you are paying tens of thousands of dollars into annually lumps you in with everyone, whether you use it a little or a lot. You are paying a higher cost for others' usage.1
We reward your efforts with lower costs on health care and the wellness products you want, and we give you what does not exist anywhere in "healthcare": control.
1 National Association of Chronic Disease Directors reports that chronic illness and disease account for 75% of the nation's aggregate health care spending, and the Centers for Disease Control and Prevention estimates approximately 75% of chronic illness and disease is preventable.
We help healthier people like you save money. You've earned it.
Now, being healthy pays!
Get your earned rewards now.
Medical Cost Sharing
"Sharing" is a proven, successful methodology used by employers and small religious groups for over three decades. We have professionalized Medical Cost Sharing and are now bringing it mainstream to forever alter Health Care. Here are some highlights:
- Save money - up to 60% off your monthly health care costs
- No lifetime maximum amount for sharing for any member or household*
- HSA - you can add an insurance component that qualifies for a Health Savings Account
- Trustworthy - traditional insurance covers 85%** of claims and profits from less claims. Medical Cost Sharing only profits from admin fees unrelated to claims
- No networks - use the providers of your choice
- International coverage - medical expenses incurred outside of the United States are eligible for cost sharing
- Dedicated Member Advisor - available during standard business hours for your questions and needs
*If there are more claims than available contributions, the sharing may be spread out over a number of months or in a worse case, member's monthly share amounts could increase.
**The Health Claim Game / Healthcare insurance hell: If at first your claim is denied, try, try again / How to fight back when an insurer denies your healthcare claim
Discounted Professional-Grade Nutritional Supplements
It is impossible to get the nutrients we need out of even the best American diet, so we help you get those nutrients without breaking the bank. Are our supplements the absolute best? Nobody can rightly claim that, but we have partnered with a company we trust. We take these supplements ourselves and give them to our families. They are only available through licensed practitioners and this Alliance. Our members receive 20% off MSRP.
Receive Functional Medicine Guidance
Overall wellness does not come from any one source. It is the outcome of a comprehensive, highly individual strategy for your Input, Output, Recovery, and Mind/Body Connection. These are the four pillars of Functional Medicine. Led by Randolph James, MD, ABFM, IFMCP, we help you create a unique plan for your health and wellness in all these areas, and give you a solid foundation for a life of increasing vitality and abundance.
In Dan Buettner’s book, The Blue Zones Solution, he finds that an integral part of what creates the healthiest people is being in a healthy community. In America, living a healthy lifestyle can sometimes be a lonely road. Members of True Life Alliance can connect you with like-minded people for support, resources, and collaboration.
Special Note To Employers
Employers can cut their monthly health coverage costs by more than half, potentially saving the employee thousands and the employer hundreds of thousands annually. Furthermore, employees engage directly with their personal health care and are incentivized to make healthier decisions. Everyone saves money, and a healthier employee is happier and far more productive*.
*Centers for Disease Control and Prevention